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One of the deductible pushes historically has long been water damage, inside drinking water harm. How Have you ever seen clientele reply to that? Are they employing technologies or other approaches to mitigate that, and has that been successful?
I know we have discussed parametrics and captives as well as other solutions which might be introduced to bear and definitely as Invoice, while you pointed out, reinsurance, deductible invest in downs. How are These dynamics while in the marketplace nowadays?